HI, I’M KEVIN EDWARDS
Your Stated
Loan Specialist!
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FEATURES & BENEFITS
Finally, a home loan solution tailor made for self-employed buyers.
Stated loans are a type of mortgage where a borrower's income and assets are not verified through traditional means such as W-2 forms or tax returns. Instead, the borrower simply states their income and assets on the loan application, which can offer tons of benefits for self-employed individuals or those with irregular income streams:
More flexibility:
Self-employed individuals and those with irregular income streams may have difficulty providing the traditional income documentation needed to secure a traditional loan. Stated loans allow these individuals to still qualify for a mortgage loan.
Faster application process:
Because there is less documentation required to apply for a stated loan, the application process is typically faster and more streamlined than traditional loans.
Potentially higher loan amounts:
Depending on your income and creditworthiness, you may also be able to borrow more money with a stated loan than you would with a traditional loan.
Getting approved for a Stated Loan begins with taking a look at your unique situation and then building a roadmap to help get you to homeownership.
Schedule a consultation today to start!
CALCULATE
How much will your
loan cost?
Simply state your income and go, no tax returns or pay stubs needed! More flexibility, faster application process, and possibly your ticket to the home of your dreams!
Enter your loan pricing needs below and we’ll calculate your estimated loan payment.
Your estimated monthly payment
This result is just an estimate. For a more detailed report schedule a free consultation today.
APPLICATION PROCESS
We Simplify The Process, So You Can Maximize Your Results.
Simply state your income and go, no tax returns or pay stubs needed! More flexibility, faster application process, and possibly your ticket to the home of your dreams! To apply, you just need three things.
Credit Score
Achieve a decent credit score, about 620 or higher.
Provide Details
Provide accurate information about your income.
Submit Proof
Submit proof of assets, like bank statements or retirement account statements.
If you have these three things, you can bring them to a mortgage pro like me and we can get the ball rolling on your new home loan.
HOW IT WORKS
Ready to apply for a
Stated Loan?
Simply state your income and go, no tax returns or pay stubs needed! More ability to customize your loan to your needs, potentially higher lending thresholds, and possibly your ticket to the home of your dreams!
QUESTIONS & ANSWERS
We’re Here To Find You The Answers You Need
LET’S GET STARTED!
Ready to secure a VA Home Loan of your very own?
I am a VA-approved lender and I’ve worked with hundreds of veterans, service members, and their families to help them unlock the door to the home of their dreams.
Jay Rodriguez
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